Buying a property will probably be the biggest financial commitment you’ll ever make and as we all know, obtaining your mortgage can be complex and stressful.
Which is why we are here to help.
From our initial conversation, to the application, mortgage offer and completion, at South Yorkshire Money, we make the process as straightforward as possible.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee 0.5% of the amount borrowed.
First Time Buyers
Getting onto the housing ladder has never been harder. But, we are hugely supportive of first time buyers and will do everything we can to help you achieve your dream of home ownership.
We want you to succeed and help you get on that first rung of the ladder.
If you have saved hard, or lucky enough to have support from your family, we can help you choose the right mortgage from the many thousands of products available.
However, if you aren’t in that position, we are experts in the various schemes currently available to help first time buyers.
Finally, if you’ve lost all hope and can’t see a way to get onto the housing ladder, our intimate knowledge of the mortgage market, and the fact we are independent mortgage advisers, allows us to consider other options you have not yet thought of.
If there’s a way to get you onto the housing ladder, you can trust us to find it.
Home movers
Moving home is never as simple as it should be, there are always complications.
Our experience, knowledge and easy manner, mean that getting your mortgage isn’t one of them.
Of course, your mortgage is a commitment which will last decades; you need to get it right. Fixed, discounted, tracker, capped, collar, the choice is frankly bewildering. As expert mortgage advisers we have hundreds of mortgage lenders and thousands of deals available to us.
We’ll make sure you get the mortgage that’s right for you.
But we’ll do even more.
From our initial discussions, right the way through to you getting the keys to your new home, we’ll hold your hand, sit in your corner and when necessary, put an arm around your shoulder.
To put it more simply, we are on your side.