The recent changes to Buy to Let has made it less lucrative for many people. But, as part of a wider financial plan, it can be a useful way of providing an income in retirement, or diversification away from other types of investment.
Our knowledge of the Buy to Let market, and the fact we provide independent mortgage advice, make us ideally placed to advise Buy to Let investors the length and breadth of the country.
That’s exactly what we do, we advise, on the right mortgage for your purchase. We’ll also happily tell you whether the property actually makes sense as an investment in the first place.
You can rely on us for a straight answer.
We also help existing Buy to Let investors who want to:
- Add another property to their portfolio and therefore need a suitable mortgage
- Remortgage an individual property, or an entire portfolio, to a more competitive arrangement, or consider a fixed rate, which will protect them from possible future rate rises
- Raise capital against an existing Buy to Let property or portfolio
The recent changes to mortgage lending make Buy to Let mortgages a increasingly specialist area. It requires intimate knowledge; you can trust us to act as your partner, making sure you get the right arrangement for you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee 0.5% of the amount borrowed.
There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage