Thinking about buying a home or refinancing your mortgage? Navigating the mortgage market can feel overwhelming at times, with so many different types of mortgages, rates, and terminology to understand. It can be tough to know where to begin.
But don’t worry – we are here to help you make sense of it all. We’ll cover everything from the various mortgage options to the application process, so you’ll know exactly what to expect. And if you need a little extra guidance, a local mortgage broker in South Yorkshire can be a great asset in helping you find the right deal.
How we can help
First Time Buyers
If you’re still saving, or have been lucky enough to receive support from your relatives, then talk to us today
Residential Mortgages
From our initial conversation, to the application, mortgage offer and completion, we make the process as straightforward as possible.
Buy to Let Mortgages
Our knowledge of the Buy to Let market, and the fact we provide mortgage advice, make us ideally placed to advise Buy to Let investors
Residential Remortgage
Whether you are coming to the end of your current mortgage deal, or you’re paying your Standard Variable Rate, we can help you.
Financial Protection
Your mortgage is probably your largest financial commitment. You can be assured that our advisers recommendation which is right for you, your family and your budget.
Specialist Lending
Trying to get finance with unique circumstances can sometimes prove to be very tricky. South Yorkshire Money specialise is this area.
Second Charge Lending
A second charge loan can be a cost effective alternative to re-mortgaging, especially if you currently have a mortgage with a low interest rate
Later Life Lending
Later life lending refers to a range of products that let you access the equity (cash) tied up in your home if you are over the age of 55.
Mortgage tools, all in one place
Get a Mortgage in Principle to see how much a mortgage lender could lend to you, and use our helpful range of mortgage calculators to help understand how much you can afford.
Depending on your income and outgoings, you may typically borrow between 4 to 4.5 times your annual salary. Find out how much you can borrow with our affordability calculator.
We can work with you to determine your monthly repayments after you have an idea of how much you can borrow, making sure that you stay within your budget.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
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Mortgage Monitoring today
Let us monitor your current mortgage, giving you peace of mind you’re on the right deal, every month.
- We’ll compare your mortgage against thousands of deals
- Send you a monthly home report
The best part? You don’t need to pay anything.
Please note: This mortgage monitor does not constitute mortgage advice.
