The recent changes to Buy to Let has made it less lucrative for many people. But, as part of a wider financial plan, it can be a useful way of providing an income in retirement, or diversification away from other types of investment.
Our knowledge of the Buy to Let market, and the fact we provide mortgage advice, make us ideally placed to advise Buy to Let investors the length and breadth of the country.
That’s exactly what we do, we advise, on the right mortgage for your purchase. We’ll also happily tell you whether the property actually makes sense as an investment in the first place.
You can rely on us for a straight answer.
We also help existing Buy to Let investors who want to:
- Add another property to their portfolio and therefore need a suitable mortgage
- Remortgage an individual property, or an entire portfolio, to a more competitive arrangement, or consider a fixed rate, which will protect them from possible future rate rises
- Raise capital against an existing Buy to Let property or portfolio
The recent changes to mortgage lending make Buy to Let mortgages a increasingly specialist area. It requires intimate knowledge; you can trust us to act as your partner, making sure you get the right arrangement for you.
These tools will give you a head start on what you might be able to afford and borrow for your first house.
Borrowing Calculator
This quick and simple calculator is a good place to start as it'll give you an idea on how much you could borrow.
Repayment Calculator
Once you know roughly how much you can borrow, we can help you work out what your monthly repayments would be, ensuring you stay within budget.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.