How to improve your credit rating

If you don’t have a credit card it may be beneficial to get one and spend then clear your balance every month. You should clear this within a 30 day period to avoid paying any interest this will help prove to lenders you can borrow and repay credit.

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Why a Bank of England Base Rate Cut Doesn’t Automatically Lower Fixed Mortgage Rates

Here’s a brief breakdown of why a drop in the base rate doesn’t necessarily mean fixed rates will follow.

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Why get Mortgage Advice? Here’s Why It’s Worth It…

A lot of folks go straight to their usual bank when they’re after a mortgage. Now, there’s nothing wrong with that – but it might mean you're missing out on a better deal elsewhere.

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Your South Yorkshire Mortgage Guide: Everything You Need to Know About Getting a Mortgage in the UK

Looking to buy your first home in South Yorkshire? Our comprehensive guide breaks down the mortgage process from start to finish, helping you get the best deal.

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Why Do Lenders Need to do an Affordability Check?

If you’re thinking about buying a home and starting a fresh new chapter, you’ll want to make sure your mortgage fits you just right. That’s where affordability checks come in.

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.